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services
Loans
loan schemes (Guide only)
| |
SUNFLOWER BLOOM |
ROSY BLOOM |
| Purpose of Loan |
Personal & Any Other |
Personal |
| Maximum Loan |
Up to 8 x Basic Salary pm (Max $30,000) |
Up to 100% of Subscription |
| Interest Per Annum |
5% per annum |
5% per annum |
| Max Repayment Period (Months) |
36 months |
36 months |
| Surety Requirement |
| 1 Surety |
< $15,000 |
| 2 Sureties |
> $15,001 |
|
NIL |
| Admin Fee |
2% , irrespective of amount
(2 years membership)
3%, irrespective of amount
(less than 2 years membership with monthly savings) |
1% |
Top-up Subscription
(only if not available) |
Up to 10% of Approved Loan |
NIL |
Search Fee
per borrower / surety |
$10 |
NIL |
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